Car Insurance Renewal

"My speed3 is happy" (hopiamani) 05/23/2016 at 10:55 • Filed to: None

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It is time again to renew my car insurance and sure enough Esurance has raised prices.... again....

I switched to them originally this time last year because they were a lot cheaper than staying with my parent’s State Farm plan, but now I feel I was baited and switched because they raised prices on me last December. I had to lower my coverage to avoid paying it. Now, they did it again, and I am not willing to lower my coverage any further.

This is upsetting because not only am I a grandpa safe driver, I barely even drive. I work from home and put less than 5K miles on my car in the last 12 months.

Esurance: We raise our prices $75 every six months!™

Which insurance companies do you guys use? And how much coverage do you get?

I have

Bodily Injury: $50/$100K

Property Damage: $100K

Uninsured Motorist: $50/$100K

Comprehensive deductible: $2500

Collision deductible: $2500

The image is the 5th image that shows up on Google Images if you search car insurance. I thought it was funny. This is also my first post on oppositelock, hooray!

loki03xlh > My speed3 is happy 05/23/2016 at 11:46

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Bodily Injury: $100/$300K

Property Damage: $100K

Uninsured Motorist: $100/$300K

Comprehensive deductible: $250

Collision deductible: $500

I pay $109/month for all my 4-wheel vehicles combined. ‘97 S-10, ‘01 Tahoe, ‘90 Firebird Formula. Erie Insurance.

My speed3 is happy > loki03xlh 05/23/2016 at 12:15

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How old are you (if you don’t mind sharing)? And have you ever had to file a claim with Erie? How was the experience?

lunr > loki03xlh 05/23/2016 at 12:53

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That is an sweet price for four vehicles from Erie. So I excitedly brought up their home page to get a quote but see they’re available everywhere in the Great Lakes region except for Michigan. Damn you Michigan, and your catastrophic claims fees.

loki03xlh > My speed3 is happy 05/23/2016 at 13:54

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I’m 40, no claims. I’ve been with them for about 8 years.